Lakeville's Trusted Mortgage Professional

Your Home,
Your Future.

Personalized mortgage solutions crafted around your goals. From first-time buyers to seasoned investors, Jessica Wagner guides every step of your lending journey with clarity and care.

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20+
Years Experience
500+
Families Served
A+
Client Rating
Scroll
What We Offer

Mortgage Solutions for Every Chapter

Whether you're stepping onto the home ladder for the first time or repositioning your current loan, we tailor every option to your financial picture and timeline.

Purchase Loans

From conventional to FHA, VA, and USDA — we find the right purchase program for your budget and the home you envision.

Refinance

Lower your rate, shorten your term, or tap home equity — a refinance can reshape your payments and accelerate your wealth.

First-Time Buyers

Down payment assistance, low-down-payment programs, and expert guidance make homeownership achievable — even on a tight budget.

Jumbo Loans

For higher-priced homes beyond conforming limits — competitive jumbo rates with the personalized service you deserve.

Investment Properties

Multi-family, rental, or flip — structured financing solutions that align with your investment strategy and cash flow goals.

Rate & Term Analysis

Not sure if now is the right time? We provide transparent, data-driven comparisons so you can make a confident decision.

Jessica Wagner, mortgage professional at Guaranteed Rate, Lakeville
About Jessica

A Relationship Built on Trust & Transparency

With over two decades in mortgage lending, Jessica Wagner has helped hundreds of families across the Lakeville and greater Minneapolis area turn their homeownership dreams into reality.

As a Guaranteed Rate loan officer, she combines deep market knowledge with a genuinely personal approach — no pressure, no jargon, just clear answers and honest recommendations tailored to your situation.

Whether you're comparing loan types, weighing rate options, or navigating a complex approval, Jessica treats every client like a neighbor — because in this business, your trust is the only currency that matters.

NMLS Licensed
Local Expertise
500+ Families
How It Works

Your Path to Closing — Simplified

A transparent, step-by-step process designed to keep you informed and in control from pre-approval to the day you get your keys.

01

Pre-Approval

Share your financial picture and goals. Jessica pulls your numbers, runs the numbers, and delivers a clear pre-approval — often within 24 hours.

02

Loan Selection

Review your customized options side by side. Jessica explains every term, rate, and cost so you choose with confidence — not guesswork.

03

Underwriting

Your file moves to Guaranteed Rate's underwriting team. Jessica stays on top of every milestone and communicates progress directly to you.

Closing Day

Sign the paperwork, receive your keys, and step into your new home — with full transparency and zero surprises along the way.

Client Stories

What Our Clients Say

Real feedback from real families who trusted Jessica with one of life's biggest decisions.

"Jessica made what we thought would be a stressful process feel completely manageable. She answered every question, explained every detail, and got us into our first home at a rate we didn't think was possible."

M
Michael & Sarah T.
First-Time Buyers, Lakeville

"We refinanced with Jessica during a volatile rate environment. She kept us informed at every turn, found us a better term, and our monthly payment dropped significantly. Couldn't be happier with the experience."

R
Robert & Linda K.
Refinance, Rosemount

"As a veteran, I needed someone who understood VA loans inside and out. Jessica walked me through every option, saved me money, and made closing day smooth. I recommend her to every veteran I know."

D
David H.
VA Loan, Eagan

Ready to Explore Your Options?

There's no obligation — just a conversation. Tell us where you are and where you want to go, and we'll show you the path.

Call (651) 251-1739 Request a Callback
Get in Touch

Let's Start the Conversation

Have questions about rates, programs, or your eligibility? Reach out — we respond within one business day.

Phone
(651) 251-1739
Email
jon.wagner@rate.com
Office
17685 Juniper Path, Ste 300
Lakeville, MN 55044

Jessica Wagner | Guaranteed Rate
NMLS #1410844 | www.nmlsconsumeraccess.org

Guaranteed Rate, NMLS #1080 (www.guaranteedrate.com). Not all products are available in all states. All loans are subject to credit approval and appraisals. Equal Housing Lender. NMLS #1080.

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